Fractional CFO
If you have hit the $1m+ revenue mark, or have a growth strategy in place to soar like an eagle then its time we chat.
What is it?
A fractional CFO is essentially a part-time Chief Financial Officer that businesses “rent” instead of hire full-time.
In real terms:
A fractional CFO:
Works a few days a month or week.
Focuses on financial strategy, not day-to-day bookkeeping.
Helps businesses grow, improve profitability and avoid nasty surprises (like surprise BAS bills or discovering the business model was held together by hope and caffeine).
Is ideal for small to medium businesses that need high-level financial expertise but don’t yet need or can’t justify a full-time CFO.
When does a business need one?
A business brings in a fractional CFO when things stop being simple and start getting serious.
It is that moment when cashflow becomes harder to predict than Melbourne weather and the owner realises spreadsheets are not a financial strategy.
A fractional CFO steps in with clarity and structure by analysing what is driving profit, building forecasts, improving cashflow and helping you make confident decisions about growth. Instead of paying for a full time executive, you access high level financial expertise only when you need it.
Does a fractional CFO replace my bookkeeper or tax accountant?
No, we work alongside them. Your bookkeeper keeps your accounts accurate and up to date, and your tax accountant manages compliance and lodgements. A fractional CFO focuses on the future of the business: cashflow, strategy, forecasting and financial decision-making. We turn your numbers into a plan, while your bookkeeper and accountant keep the financial engine running smoothly. Together, it forms a complete finance team without the cost of hiring full time roles.
What does a fractional cfo do?
Financial Governance
Understanding how your business is performing in real-time, amid a changing environment is critical. We prepare detailed budgets, re-forecasts and dynamic cash flow reporting.
Strategic commercial advice
We support your business through strategic commercial advice, structured monthly performance reviews, business analytics and attendance at board or management meetings.
Systems & Processes Optimisation
Through our detailed consulting and documentation process, we work with you to re-engineer your core processes and systems to reduce overheads and drive efficiencies.
HERES HOW IT WORKS
Step 1
We Chat!
We start with a short video call to learn about your business and what prompted you to reach out. It is relaxed, straightforward and gives us both a chance to see if we are a good fit to work together.
Understand Your Goals!
You walk me through where the business is today and where you want it to be. We unpack challenges, opportunities and priorities so I can understand what success needs to look like from your perspective.
Step 3
Step 2
Create a Tailored Plan!
We build a clear plan that outlines the support your business needs and the outcomes we will focus on. You receive a simple proposal with a scope and pricing that aligns to your goals, not a generic one size fits all package.